Future System Advisors, LLC is revolutionizing the wealth management and insurance industries with two patent pending offerings: a new actuarial model for life insurance products and a financial and estate planning system of educational videos and software.
A Revolutionary Life Product
The FutureSystem™ Life Model (FSLM), a patent pending "breakthrough" new form of life insurance, is being marketed to insurance companies by Future System Advisors (FSA) in conjuction with Reinsurance Group of America (RGA). The FutureSystem™ life policies manufactured and sold by the insurance companies provide solutions and options not available in other forms of life insurance. This new model is changing clients’ perceptions of life insurance from a begrudging purchase to a valued component of wealth management planning.
FutureSystem™ Life policies are only available for sale through authorized insurance companies. Advisors can have confidence that any insurance company product sponsored and approved for development by FSA fits the specifications of a FutureSystem™ Life Model, and adheres to the actuarial theories and disclosures which protect the advisor and the client. See the “Current FutureSystem™ Life Policies” section on this page for links to official FutureSystem™ Life products.
The FutureSystem Planning Process educational videos and planning software are great tools for the advisor and client to explain, understand, and calculate where FSLM products can be positioned and used within in the client’s financial framework.
Watching the full FutureSystem Life Model education video is the easiest way for advisors and their clients to understand what it is (and is not), how it works and how it is different. Click here to view.
A Revolutionary Planning Process
The FutureSystem™ Planning Process is a system of educational videos for both the advisor and the client, planning software, training modules and other advisor resources. The system is available to advisors on a monthly subscription basis.
It is a high-level wealth management overlay platform that bridges "life planning" to financial, insurance, and estate planning. Its methodology for financial, estate, and life insurance planning has unique perspectives and rule sets. The FutureSystem™ wealth management framework coordinates the different areas of planning yet goes beyond traditional strategies.
This “lifestyle allocation” tool is designed to:
- Coordinate a client’s lifestyle to their financial assets.
- Portray the client’s financial situation in a unique, interactive, comprehensive and simple manner.
- Provide a simple platform from which clients can easily make decisions.
- Close gaps caused by piecemeal or single issue planning.
- Reclassify how and when assets are used, their purpose to your life and function in your lifestyle.
- Re-position which assets are invested for personal use, income, growth, protection and legacy.
Click Here for Free 14-Day Access to FutureSystem Planning Process and Software Videos
The Combination
The FutureSystem™ methodology benefits all levels of financial advisors and can easily be incorporated into the existing business practices of comprehensive financial planners and advisors focused on investment or life insurance planning. The FutureSystem™ Planning Process and Life Model did not originate from within the insurance industry and is free from insurance company influence.
- Positions the financial advisor as the coordinator for all the client’s planning, portfolio management
and advisor relationships.
- Provides a plan and product to "self insure" for estate liquidity instead of buying life insurance
death benefit.
- Changes how the amount of life insurance needed is determined, and how life insurance is used.
- Drastically reduces or eliminates "at risk" life insurance.
- Custom designs a life policy specific to an individuals’ needs.
When a true paradigm shift does occur, the rules change…everyone starts over at zero. The previous competitive advantages gained by relationships, experience, market share, or product enhancements all diminish. At this point tremendous advantages exist for those who combine the new methods with their existing talents to create new opportunities and market share.